Business Valuation, Reinvented

Know what your business can actually sell for.

Most valuation tools tell you what your business is "worth." ValuMate AI tells you what a buyer can actually finance to acquire it. That number is the one that matters.

90% of acquisitions use SBA loans
< 5 min to get your valuation
$0 no fees, no paywalls
The Problem

Traditional valuations are expensive, slow, and disconnected from reality.

Traditional Appraisal

$5,000 - $15,000

Weeks of back-and-forth with consultants. By the time you get results, market conditions have shifted. And the number? Based on theoretical multiples that ignore what buyers can actually pay.

Online Calculators

Outdated Formulas

Generic tools using stale data and cookie-cutter math. They don't account for SBA lending criteria, which determines whether a buyer can close the deal in the first place.

ValuMate AI

Built on Lending Reality

Our Capital Access Model mirrors what SBA lenders actually approve. If a buyer can't get the loan, your valuation is fiction. We give you the number that closes deals.

Instant + Free

5 Minutes, Zero Cost

Answer simple questions about your financials and operations. Get an instant valuation range that reflects real-world buyer purchasing power. No accounts, no paywalls, no catches.

How It Works

Three steps to your real number.

01

Input Your Data

Answer straightforward questions about your business financials and operations. No spreadsheets, no consultant meetings.

02

Get Your Range

Receive an instant valuation range based on our Capital Access Model, reflecting what SBA lenders will actually approve for buyers.

03

Take Action

When you're ready to move, connect with experienced M&A brokers, accountants, and advisors who help maximize value and close.

The valuation methodology that mirrors how deals actually close.

Most valuation models are academic exercises. CAM is built from the lending guidelines that determine whether buyers can secure financing. If they can't get the loan, the deal doesn't happen.

SBA-First

Reflects current SBA 7(a) lending standards that 90% of small business buyers rely on for acquisition financing.

Buyer Capacity

Shows what buyers can actually finance, not what spreadsheets say your business should theoretically be worth.

Current Standards

Updated to reflect real lending criteria, not stale formulas from five years ago. Markets move. So do we.

Trusted By Professionals

The people who close deals use ValuMate AI.

"The ValuMate AI team is our trusted, go-to resource for helping clients complete transactions."
Chris Reid
Cardinal Capital
"They helped us double our capacity in 3 months, and triple the size of our company in 2 years."
Jason Rane
Production Manager

Your business has a number. Make sure it's the right one.

Whether you're selling next year or just curious, knowing what buyers can actually finance changes how you think about your company. ValuMate AI gives you that clarity in under five minutes.